Unlock Growth and Maximize Tax Benefits with Section 179 Equipment Financing – Own Your Screen Printing Equipment with American Bank

The most popular structure for screen printers. You make monthly payments throughout the term, then purchase the equipment for $1 at the end. You essentially own the equipment from day one for accounting purposes.

A pure financing agreement where you own the equipment from day one. The lender holds a security interest in the equipment until paid off. Functions like a traditional equipment loan.

Lower monthly payments than a $1 buyout structure. At term end, you purchase the equipment for 10% of original cost. Good middle ground between FMV and $1 buyout.

Lowest monthly payments of any structure. At term end, you can purchase at fair market value, renew the lease, or return the equipment. Best for equipment that becomes obsolete (computers, digital printers).

Postpone the first payment 30, 60, or 90 days while the equipment starts generating revenue. Useful for new businesses or seasonal startups.

Match payment amounts to your business’s seasonal cash flow. Lower payments during slow months (often January-March), higher during peak season (Q3, Q4 holiday).

A 6-color manual press shop printing 200 shirts per day adds a 6-color automatic. New daily output: 800+ shirts. At the same average revenue per shirt, that’s roughly 4× the print revenue from the same staff and shop space.

Financed monthly payment is typically a fraction of the additional monthly revenue the auto press generates. Most shops break even on the payment within the first week of each month.

A traditional plastisol shop adds a DTF printer to capture small-run custom apparel orders that don’t justify making screens. Suddenly profitable order minimums drop from 24 pieces to 1.

Result: New revenue stream from orders previously turned away. The DTF printer’s monthly payment is typically covered by 2-3 weeks of the new small-run orders it enables.

Shops using flash cure units for production bottleneck on cure time. A conveyor dryer can cure 200+ shirts per hour vs flash unit limits of 60-100/hour. The press throughput often doubles.

Result: Same press capacity, dramatically higher daily output. Conveyor dryer monthly payment paid by the additional daily print revenue capacity.

First-time shop owner financing a manual press + flash cure + exposure unit + production supplies as one bundled package. One application, one monthly payment, complete operational shop on day one.

Result: Business starts generating revenue immediately. Deferred payment structures let you postpone the first payment until the shop is operational.

Browse our equipment categories or call us at (512) 454-0505 to discuss what your shop needs. We’ll help you select equipment matched to your production goals and budget — not just what’s most expensive. Get a quote that includes the equipment, accessories, installation, and supplies bundle.

Use the online application link. Takes about 5 minutes. You’ll provide basic business information, financing amount, and equipment details. No collateral beyond the equipment itself is typically required for standard financing applications.

Most decisions come back within hours. Some come back in minutes. For larger amounts or unusual circumstances, expect 1-2 business days. You’ll receive specific terms (monthly payment, term length, end-of-term options) that you can accept or modify.

Once approved and terms accepted, the equipment ships from our San Antonio, TX warehouse for in-stock items or from the manufacturer for built-to-order equipment. We coordinate delivery, installation guidance, and training where applicable.

Your equipment begins generating revenue immediately. Monthly payments begin per your agreement (or deferred per the structure you chose). Most printers find the equipment more than covers its own monthly payment.

With $1 Purchase Option Leases or Equipment Finance Agreements, you own the equipment outright at the end of the term. Other structures (FMV leases, 10% buyout) offer different end-of-term options — pick the structure that fits your tax and ownership preferences.

We sell screen printing equipment — that’s our entire business since 2008. We help you select the right equipment for your production goals, not just push the most expensive option. We’ve sold equipment to thousands of shops and know which gear works for which use case.

Our financing partner understands the screen printing industry. They’ve financed thousands of similar shops and built underwriting expertise around printing-specific cash flow patterns. This means more flexible approvals and better terms than a generic small-business lender.

Buying a press + dryer + exposure unit + 90 days of supplies? Finance the entire package together. One application, one decision, one monthly payment. Easier to manage and often better total terms than financing pieces separately.

For in-stock equipment, financed orders ship from our San Antonio, TX warehouse — typically same-day or next-day after financing approval. For built-to-order equipment (some automatic presses), we coordinate manufacturer delivery and installation.

Financing the equipment through RCS doesn’t change anything about the support relationship. Same phone number, same staff who knows your shop, same expertise on the equipment. Issue with your equipment? Call us — we help you solve it.

Some dealers push customers toward financing maximum-spec equipment because it pays them more commission. We help you size the equipment to your business — sometimes that means recommending less expensive equipment, sometimes more. Our goal is your long-term success as our customer.